House Repossession

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Are you looking for a cash offer to keep your home from being repossessed?

 

Submit a free enquiry to speak to one of our advisers. 

House Repossession

At Future Finances, we are specialists in house repossession. We offer bespoke financial solutions for our customers to pay off their debt. Buying a house is one of the biggest personal investments, and even if you own the house, the lender who arranged the mortgage for you still has a financial claim on it until you pay off your debt. If you are facing financial difficulties and you are struggling to keep up with the mortgage payments or you are already in arrears it is critical to know how to stop your house being repossessed.

How to Prevent Your House from Being Repossessed

If you are in arrears for 90-180 days, the lender has the right to repossess your home. Arrears happen when you fail to pay your mortgage or other loan secured against the house. They can occur because of different reasons including redundancy, sickness, or divorce. Therefore, because you did not honour your side of the debt agreement, the lender can secure a court order for repossession. House repossession is a really stressful process. 

 

The first step you can take to avoid the repossession of your home should be to talk to your lender as soon as possible and ask him to give you some time to sell your house or make changes to the mortgage repayment plan. The process of selling your house can be long and stressful. One of the best solutions is to sell your home to a professional house buying company. The home selling process is fast, even if you don’t get the same value.

 

Another option you have to stop your home from being repossessed is bridging finance which helps you pay towards your arrears. Despite the fact that you failed to pay your mortgage arrears and this affected your credit score, the bridging lender would not be worried of a bad credit history. You will be able to get a bridging loan if there is enough equity in the home to cover the bridging loan amount. This will allow you to remain in the property, but you need to consider the fact that bridging loans are short-term loans which must be repaid. For this reason, bridging finance lenders will expect your house to be put up for sale. Bridging finance will give you enough time to look for the best property prices, so you can sell your house at its full market value.

 

Why Choose Future Finances To Stop House Repossessions?

A significant proportion of UK homeowners are in technical default on their mortgages. This means that they are in arrears to a significant enough extent to warrant their mortgage lender applying for and securing a possession order. These homeowners struggle to meet their most important financial need, to be able to pay for their housing on a consistent basis. An externality of this is that homeowners in default on their mortgages are not able to afford their utility bills. Such homeowners stand to make the greatest tangible gains from a financial product that does not judge their current circumstances. 

The finance industry is saturated and includes many flaws that we hope to eliminate. Many consumers complain about the length of time a loan application takes, being misled with low-interest rates, and most importantly their eligibility with the lender. It is often consumers who do not have the ability to finance the loan process and the upfront fees who fall victim to this. Once the consumer has been reeled in to pay the commitment fee, the interest rates on the loan are increased to the market standard. 

The following are the upfront payments required to acquire a bridging loan: 

-   Commitment fee ( broker)

-   Valuation fee ( lender)

-   Legals ( lender) 

Despite paying an upfront fee, there is no guarantee of finance. The lender will always have the right to decline applicants at any stage throughout the process, which induces a level of risk to the consumer. In order for the loan application to be successful, applicants must provide extensive documents and must possess a good credit score. At Future Finances, our lenders will not ask for your credit score or perform a credit check. We do not charge any fees upfront nor do our lenders. Moreover, all loans are approved and funded within 24-48 hours.

Because bridging finance is a temporary solution, we strive to provide a long-term solution by providing our customers with knowledge on green finance. Green finance is a fast-growing industry with new products that have been modeled to help people and also contribute to reducing the carbon footprint and global warming. This product is designed to be cheaper as an incentive in order for individuals to retrofit their property and make it more energy-efficient. As a result of the retrofit, consumer utility bills will be significantly reduced, leaving the consumer with more disposable income which can be used towards the mortgage. This then decreases the chance of the consumer falling into default and facing a possible repossession. 

 

We propose to reach out to mortgage lenders, retrofitting companies, and fund managers. We will use our systems, data, and experience to identify homeowners in default and their lenders. We propose that lenders refinance existing homeowners that are in mortgage difficulty, into new Green Mortgages which will also provide a further drawdown to pay for retrofitting. The homeowners would benefit from reduced utility costs and would therefore have more freedom to meet the requirements of their monthly mortgage. Retrofitting increases the value of the property, and those with Green Mortgages are shown to be less likely to default.

 

Another solution that we provide to help our clients when they are facing repossession is our professional house buying service. A quick house sale helps our customers to avoid the home repossession process and all the stress that comes with it. It is a fast solution that a home buying company like us can offer.

We aim to shape the industry by creating  financial solutions for everyone

 

Adam began his career in marketing at the age of 21, setting up his own branding and digital marketing company in London

Adam is experienced in packaging bespoke finance solutions in time-sensitive circumstances. He has in-depth knowledge and understanding of what the market demands. Adam works closely with industry leaders in the finance sector and is recognized for his professional approach and determined work ethic.

Founder's

Statement

Virtues

On hand to assist and benefit our clients and their financial needs.

Commitment

Our team is equipped with handling all enquiries, in an effective and proactive manner

Team spirit

Our young enthusiastic team will exhaust all measures and think outside the box to find a solution beyond the standard route  

Transparency

Our clients have access to all the viable options presented.

The process is completely transparent with no hidden fees. 

2016

Our founders. came together the fill the gap between lenders and individuals who's financial circumstance have held them back from progressing financially

Leveraging our relationship with different lenders in the market. in order to create a bespoke financial package

2018

2020

Clients have now the opportunity

to receive funding completely online due to covid- 19

Future finances  will be the leading  green mortgage brokerage in the uk

2022

Road map

Request a free 

consultation 

Let one of our professional, flexible and proactive team members help on your journey to find the

best loan in the market. 

 

Our lines are open from: 

8 AM - 6 PM Monday to Friday

Don't be shy.

Chat to us

Free enquiry
Call us now
Submit

Are you looking for a cash offer to keep your home from being repossessed?

 

Submit a free enquiry to speak to one of our advisers. 

House Repossession

House Repossession

House Repossession

At Future Finances, we are specialists in house repossession. We offer bespoke financial solutions for our customers to pay off their debt. Buying a house is one of the biggest personal investments, and even if you own the house, the lender who arranged the mortgage for you still has a financial claim on it until you pay off your debt. If you are facing financial difficulties and you are struggling to keep up with the mortgage payments or you are already in arrears it is critical to know how to stop your house being repossessed.

How to Prevent Your House from Being Repossessed

If you are in arrears for 90-180 days, the lender has the right to repossess your home. Arrears happen when you fail to pay your mortgage or other loan secured against the house. They can occur because of different reasons including redundancy, sickness, or divorce. Therefore, because you did not honour your side of the debt agreement, the lender can secure a court order for repossession. House repossession is a really stressful process. 

 

The first step you can take to avoid the repossession of your home should be to talk to your lender as soon as possible and ask him to give you some time to sell your house or make changes to the mortgage repayment plan. The process of selling your house can be long and stressful. One of the best solutions is to sell your home to a professional house buying company. The home selling process is fast, even if you don’t get the same value.

 

Another option you have to stop your home from being repossessed is bridging finance which helps you pay towards your arrears. Despite the fact that you failed to pay your mortgage arrears and this affected your credit score, the bridging lender would not be worried of a bad credit history. You will be able to get a bridging loan if there is enough equity in the home to cover the bridging loan amount. This will allow you to remain in the property, but you need to consider the fact that bridging loans are short-term loans which must be repaid. For this reason, bridging finance lenders will expect your house to be put up for sale. Bridging finance will give you enough time to look for the best property prices, so you can sell your house at its full market value.

 

Why Choose Future Finances To Stop House Repossessions?

A significant proportion of UK homeowners are in technical default on their mortgages. This means that they are in arrears to a significant enough extent to warrant their mortgage lender applying for and securing a possession order. These homeowners struggle to meet their most important financial need, to be able to pay for their housing on a consistent basis. An externality of this is that homeowners in default on their mortgages are not able to afford their utility bills. Such homeowners stand to make the greatest tangible gains from a financial product that does not judge their current circumstances. 

The finance industry is saturated and includes many flaws that we hope to eliminate. Many consumers complain about the length of time a loan application takes, being misled with low-interest rates, and most importantly their eligibility with the lender. It is often consumers who do not have the ability to finance the loan process and the upfront fees who fall victim to this. Once the consumer has been reeled in to pay the commitment fee, the interest rates on the loan are increased to the market standard. 

The following are the upfront payments required to acquire a bridging loan: 

-   Commitment fee ( broker)

-   Valuation fee ( lender)

-   Legals ( lender) 

Despite paying an upfront fee, there is no guarantee of finance. The lender will always have the right to decline applicants at any stage throughout the process, which induces a level of risk to the consumer. In order for the loan application to be successful, applicants must provide extensive documents and must possess a good credit score. At Future Finances, our lenders will not ask for your credit score or perform a credit check. We do not charge any fees upfront nor do our lenders. Moreover, all loans are approved and funded within 24-48 hours.

Because bridging finance is a temporary solution, we strive to provide a long-term solution by providing our customers with knowledge on green finance. Green finance is a fast-growing industry with new products that have been modeled to help people and also contribute to reducing the carbon footprint and global warming. This product is designed to be cheaper as an incentive in order for individuals to retrofit their property and make it more energy-efficient. As a result of the retrofit, consumer utility bills will be significantly reduced, leaving the consumer with more disposable income which can be used towards the mortgage. This then decreases the chance of the consumer falling into default and facing a possible repossession. 

 

We propose to reach out to mortgage lenders, retrofitting companies, and fund managers. We will use our systems, data, and experience to identify homeowners in default and their lenders. We propose that lenders refinance existing homeowners that are in mortgage difficulty, into new Green Mortgages which will also provide a further drawdown to pay for retrofitting. The homeowners would benefit from reduced utility costs and would therefore have more freedom to meet the requirements of their monthly mortgage. Retrofitting increases the value of the property, and those with Green Mortgages are shown to be less likely to default.

 

Another solution that we provide to help our clients when they are facing repossession is our professional house buying service. A quick house sale helps our customers to avoid the home repossession process and all the stress that comes with it. It is a fast solution that a home buying company like us can offer.

House Repossession

At Future Finances, we are specialists in house repossession. We offer bespoke financial solutions for our customers to pay off their debt. Buying a house is one of the biggest personal investments, and even if you own the house, the lender who arranged the mortgage for you still has a financial claim on it until you pay off your debt. If you are facing financial difficulties and you are struggling to keep up with the mortgage payments or you are already in arrears it is critical to know how to stop your house being repossessed.

How to Prevent Your House from Being Repossessed

If you are in arrears for 90-180 days, the lender has the right to repossess your home. Arrears happen when you fail to pay your mortgage or other loan secured against the house. They can occur because of different reasons including redundancy, sickness, or divorce. Therefore, because you did not honour your side of the debt agreement, the lender can secure a court order for repossession. House repossession is a really stressful process. 

 

The first step you can take to avoid the repossession of your home should be to talk to your lender as soon as possible and ask him to give you some time to sell your house or make changes to the mortgage repayment plan. The process of selling your house can be long and stressful. One of the best solutions is to sell your home to a professional house buying company. The home selling process is fast, even if you don’t get the same value.

 

Another option you have to stop your home from being repossessed is bridging finance which helps you pay towards your arrears. Despite the fact that you failed to pay your mortgage arrears and this affected your credit score, the bridging lender would not be worried of a bad credit history. You will be able to get a bridging loan if there is enough equity in the home to cover the bridging loan amount. This will allow you to remain in the property, but you need to consider the fact that bridging loans are short-term loans which must be repaid. For this reason, bridging finance lenders will expect your house to be put up for sale. Bridging finance will give you enough time to look for the best property prices, so you can sell your house at its full market value.

 

Why Choose Future Finances To Stop House Repossessions?

A significant proportion of UK homeowners are in technical default on their mortgages. This means that they are in arrears to a significant enough extent to warrant their mortgage lender applying for and securing a possession order. These homeowners struggle to meet their most important financial need, to be able to pay for their housing on a consistent basis. An externality of this is that homeowners in default on their mortgages are not able to afford their utility bills. Such homeowners stand to make the greatest tangible gains from a financial product that does not judge their current circumstances. 

The finance industry is saturated and includes many flaws that we hope to eliminate. Many consumers complain about the length of time a loan application takes, being misled with low-interest rates, and most importantly their eligibility with the lender. It is often consumers who do not have the ability to finance the loan process and the upfront fees who fall victim to this. Once the consumer has been reeled in to pay the commitment fee, the interest rates on the loan are increased to the market standard. 

The following are the upfront payments required to acquire a bridging loan: 

-   Commitment fee ( broker)

-   Valuation fee ( lender)

-   Legals ( lender) 

Despite paying an upfront fee, there is no guarantee of finance. The lender will always have the right to decline applicants at any stage throughout the process, which induces a level of risk to the consumer. In order for the loan application to be successful, applicants must provide extensive documents and must possess a good credit score. At Future Finances, our lenders will not ask for your credit score or perform a credit check. We do not charge any fees upfront nor do our lenders. Moreover, all loans are approved and funded within 24-48 hours.

Because bridging finance is a temporary solution, we strive to provide a long-term solution by providing our customers with knowledge on green finance. Green finance is a fast-growing industry with new products that have been modeled to help people and also contribute to reducing the carbon footprint and global warming. This product is designed to be cheaper as an incentive in order for individuals to retrofit their property and make it more energy-efficient. As a result of the retrofit, consumer utility bills will be significantly reduced, leaving the consumer with more disposable income which can be used towards the mortgage. This then decreases the chance of the consumer falling into default and facing a possible repossession. 

 

We propose to reach out to mortgage lenders, retrofitting companies, and fund managers. We will use our systems, data, and experience to identify homeowners in default and their lenders. We propose that lenders refinance existing homeowners that are in mortgage difficulty, into new Green Mortgages which will also provide a further drawdown to pay for retrofitting. The homeowners would benefit from reduced utility costs and would therefore have more freedom to meet the requirements of their monthly mortgage. Retrofitting increases the value of the property, and those with Green Mortgages are shown to be less likely to default.

 

Another solution that we provide to help our clients when they are facing repossession is our professional house buying service. A quick house sale helps our customers to avoid the home repossession process and all the stress that comes with it. It is a fast solution that a home buying company like us can offer.

 

Adam began his career in marketing at the age of 21, setting up his own branding and digital marketing company in London

Adam is experienced in packaging bespoke finance solutions in time-sensitive circumstances. He has in-depth knowledge and understanding of what the market demands. Adam works closely with industry leaders in the finance sector and is recognized for his professional approach and determined work ethic.

Founder's

Statement

Founder's

Statement

 

Adam began his career in marketing at the age of 21, setting up his own branding and digital marketing company in London

Find out more

Virtues

On hand to assist and benefit our clients and their financial needs.

Commitment

Our team is equipped with handling all enquiries, in an effective and proactive manner

Team spirit

Our young enthusiastic team will exhaust all measures and think outside the box to find a solution beyond the standard route  

Transparency

Our clients have access to all the viable options presented. The process is completely transparent with no hidden fees. 

2016

Our founders. came together the fill the gap between lenders and individuals who's financial circumstance have held them back from progressing financially

Leveraging our relationship with different lenders in the market. in order to create a bespoke financial package

2018

2020

Clients have now the opportunity

to receive funding completely online due to covid- 19

Future finances  will be the leading  green mortgage brokerage in the uk

2022

Road map

2016

Our founders. came together the fill the gap between lenders and individuals who's financial circumstance have held them back from progressing financially

Leveraging our relationship with different lenders in the market. in order to create a bespoke financial package

2018

2020

Clients have now the opportunity

to receive funding completely online due to covid- 19

Future finances  will be the leading  green mortgage brokerage in the uk

2022

Road map

Virtues

On hand to assist and benefit our clients and their financial needs.

Commitment

Our team is equipped with handling all enquiries, in an effective and proactive manner

Team spirit

Our young enthusiastic team will exhaust all measures and think outside the box to find a solution beyond the standard route  

Transparency

Our clients have access to all the viable options presented.  The process is completely transparent with no hidden fees. 

Don't be shy.

Chat to us

Request a free consultation 

Let one of our professional, flexible and proactive team members help on your journey to find the

best loan in the market. 

 

Our lines are open from: 

8 AM - 6 PM Monday to Friday

Let us help

Don't be shy.

Chat to us

Request a free consultation 

Let one of our professional, flexible and proactive team members help on your journey to find the

best loan in the market. 

 

Our lines are open from: 

8 AM - 6 PM Monday to Friday

Let us help

Future Finances brokerage

 

The financial market are generally unpredictable. Nor do we offer financial advice and urge your to seek professional legal advice. 

We are unregulated by the Financial conduct authority. 

Contact us : 

Tel: 0800 118 4161

Address:

Lansdowne house, 57 Berkeley Square,

London, W1J 6ER